Fair Housing
In Minnesota, if a landlord claims their building is owner-occupied with four or fewer units, which fair housing protections still apply?
ANo fair housing laws apply to owner-occupied buildings with 4 or fewer units
BThe prohibition on discrimination based on race, color, national origin, and religion still applies even under the 'Mrs. Murphy' exemption✓ Correct
COnly the prohibition on disability discrimination applies
DOnly the prohibition on sex discrimination applies
Explanation
The 'Mrs. Murphy' exemption from the Fair Housing Act allows owner-occupants of buildings with four or fewer units to discriminate based on sex, familial status, disability, and religion when renting directly without a broker.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
ProrationThe division of ongoing property expenses (taxes, HOA dues, rents) between buyer and seller at closing based on their respective days of ownership.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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