Property Ownership

In Minnesota, the foreclosure method that requires court involvement is called:

APower of sale foreclosure
BJudicial foreclosure✓ Correct
CDeed in lieu of foreclosure
DStrict foreclosure

Explanation

Judicial foreclosure in Minnesota requires the lender to file a lawsuit in district court. It is more time-consuming and expensive than power of sale (non-judicial) foreclosure, which follows a statutory procedure without a court proceeding. Most Minnesota foreclosures use the power of sale method.

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