Fair Housing
In Minnesota, which federal agency is primarily responsible for enforcing the federal Fair Housing Act?
AThe Department of Justice
BHUD (Department of Housing and Urban Development)✓ Correct
CThe FTC (Federal Trade Commission)
DThe CFPB (Consumer Financial Protection Bureau)
Explanation
HUD is the primary federal agency responsible for enforcing the Fair Housing Act. HUD investigates complaints, conducts investigations, and refers cases to the Department of Justice for litigation when pattern or practice violations or cases of general public importance are found.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
AgencyA legal relationship in which a licensee (agent) acts on behalf of a principal (buyer or seller) in a real estate transaction.
Eminent DomainThe power of government to take private property for public use, with the requirement to pay the owner just compensation.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Math Concepts
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