Property Ownership
Which of the following is an example of an encumbrance that does NOT affect title but affects the use of the property?
AA mortgage lien
BAn easement for a utility company to run power lines across the property✓ Correct
CA judgment lien from a creditor
DA mechanic's lien from a contractor
Explanation
An easement is a non-possessory right to use another's property for a specific purpose. Unlike liens (which affect the financial ownership), easements affect how the property can be used. A utility easement allows the utility company to access the land but does not transfer title.
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