Fair Housing
Redlining is the practice of:
AMarking properties for demolition
BDenying loans or insurance to people in certain geographic areas based on the racial or ethnic composition of those areas✓ Correct
CMarking the boundaries of a floodplain on a map
DSetting a maximum listing price for a neighborhood
Explanation
Redlining is the illegal practice of denying financial services (loans, insurance) or limiting them in certain geographic areas based on the racial or ethnic composition of those neighborhoods. It originated with Depression-era maps literally drawn with red lines around minority neighborhoods.
Related Minnesota Fair Housing Questions
- A Minnesota real estate agent tells a Hispanic family that a particular neighborhood 'might not be the right fit for them' and steers them toward a different area. This is called:
- Blockbusting (panic selling) involves:
- The federal Fair Housing Act covers which of the following types of transactions?
- In Minnesota, a landlord who charges a higher security deposit to a tenant with a disability (claiming higher damage risk) is committing:
- The Minnesota Human Rights Act (MHRA) protects additional classes beyond the federal Fair Housing Act. Which of the following is a class protected under the MHRA but NOT specifically under the federal Fair Housing Act?
- A landlord may legally ask a prospective tenant for all of the following EXCEPT:
- Redlining is the illegal practice of:
- In Minnesota, which of the following is an example of 'reasonable accommodation' versus 'reasonable modification'?
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