Escrow & Title
The ALTA owner's title insurance policy provides broader protection than a standard policy by covering:
APhysical damage to the structure
BUnrecorded encumbrances such as easements established by use, boundary disputes, and off-record matters✓ Correct
CFuture zoning changes
DMarket value fluctuations
Explanation
The ALTA (American Land Title Association) owner's policy provides expanded coverage over a standard policy, including protection against certain unrecorded interests, survey issues, and off-record matters revealed by an inspection.
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