Agency

The Minnesota Agency Disclosure form must be provided to all parties:

AOnly at closing
BOnly to unrepresented buyers
CAt or before first substantive contact✓ Correct
DOnly when a listing agreement is signed

Explanation

Minnesota statute requires the agency disclosure form to be presented at or before the first substantive contact with any party to a real estate transaction. This includes the first meeting where real property details or personal motivations are discussed.

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