Contracts

Under Minnesota law, when a buyer exercises a financing contingency to cancel a purchase agreement, they must typically provide:

AVerbal notice to the seller's agent
BWritten notice of cancellation within the specified contingency period✓ Correct
CA court order authorizing the cancellation
DEvidence that they cannot afford any home purchase

Explanation

In Minnesota, invoking a financing contingency to cancel a purchase agreement requires written notice within the specified contingency period. Simply failing to obtain financing without proper written notice within the deadline may result in losing the earnest money. Proper documentation of contingency cancellation is critical for protecting the buyer's deposit.

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