Property Ownership

Under Minnesota's torrens system, what is the effect of a judgment lien against a property owner on Torrens-registered property?

AJudgment liens automatically attach to all property, including Torrens
BJudgment liens do not attach to Torrens property unless memorialized on the certificate of title✓ Correct
CJudgment liens have priority over all Torrens interests
DJudgment liens are prohibited on Torrens-registered property

Explanation

Under Minnesota's Torrens system, a judgment lien does not automatically attach to Torrens-registered property as it does with abstract title property. For a judgment lien to affect Torrens property, it must be memorialized (noted) on the certificate of title. This is one of the significant protections Torrens registration provides for property owners.

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