Fair Housing
Under the Fair Housing Act, advertising for a senior housing community that restricts occupancy to residents 55 and older is permissible if:
AThe property is in a rural area
BAt least 80% of occupied units have one resident who is 55 or older, plus other requirements✓ Correct
CAll residents are 62 or older
DThe property has fewer than 10 units
Explanation
The Housing for Older Persons Act (HOPA) exempts communities from familial status requirements if at least 80% of occupied units have at least one resident who is 55 or older, and the community publishes and follows policies demonstrating intent to be housing for persons 55+, with proper verification procedures. Minnesota senior communities must comply with HOPA requirements.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Earnest MoneyA deposit made by the buyer when submitting a purchase offer, demonstrating serious intent and serving as consideration for the contract.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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