Escrow & Title
A Missouri buyer receiving an ALTA Homeowner's Policy of title insurance receives protection for:
AOnly public record defects
BEnhanced coverage including post-policy events like encroachments, forgeries, and certain zoning violations✓ Correct
CProperty condition issues
DFuture liens only
Explanation
The ALTA Homeowner's Policy provides broader coverage than the standard owner's policy, including protection against post-policy events like forgeries, encroachments discovered after closing, and certain zoning matters. It is designed for residential transactions.
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