Finance

A Missouri first-time homebuyer who claims the mortgage interest deduction benefits because:

AIt reduces their property taxes
BInterest paid on a qualifying mortgage can be deducted from taxable income, reducing federal income taxes✓ Correct
CIt reduces the loan balance
DIt is a Missouri-specific credit

Explanation

The federal mortgage interest deduction allows homeowners to deduct qualifying mortgage interest from their taxable income, potentially reducing federal income tax liability.

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