Real Estate Math

A Missouri home sells for $198,500. The buyer puts 15% down. What is the LTV on the mortgage?

A15%
B80%
C85%✓ Correct
D90%

Explanation

LTV = Loan ÷ Sale price = ($198,500 − $198,500 × 15%) ÷ $198,500 = 85%. To solve this, multiply the relevant values: $198,500 at 15%.. The correct answer is 85%.. This is a common calculation on the Missouri real estate exam.

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