Environmental
A Missouri property in a FEMA Special Flood Hazard Area (SFHA) requires flood insurance for:
AAll properties regardless of loan type
BProperties with federally backed mortgages✓ Correct
COnly commercial properties
DProperties valued over $500,000
Explanation
The National Flood Insurance Program (NFIP) requires flood insurance for properties in SFHAs that have federally backed mortgages (FHA, VA, Fannie Mae/Freddie Mac conventional loans).
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