Escrow & Title
A Missouri title insurance policy protects against title defects that:
AArise after the policy date
BExisted at or before the policy date✓ Correct
CAre caused by natural disasters
DRelate to property condition
Explanation
Title insurance protects against title defects, liens, and encumbrances that existed as of the policy effective date but were unknown at the time of purchase. It does NOT cover defects that arise after closing.
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