Escrow & Title
In Missouri, a 'certificate of title' differs from title insurance because:
AA certificate of title provides the same protection as title insurance
BA certificate of title is an attorney's opinion based on public records and provides no guarantee against hidden defects✓ Correct
CTitle insurance is only for lenders
DA certificate of title covers post-closing issues
Explanation
A certificate of title (title opinion) is an attorney's review of public records expressing opinion on title condition. It does not provide financial protection against hidden defects (forgeries, undisclosed heirs, etc.
Related Missouri Escrow & Title Questions
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- In Missouri, an 'affidavit of title' given by the seller at closing serves to:
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