Property Ownership
In Missouri, a homeowner association's lien for unpaid assessments typically:
AHas no priority
BIs subordinate to the first mortgage but senior to other junior liens✓ Correct
CIs senior to all other liens
DExpires after one year
Explanation
HOA assessment liens are typically subordinate to first mortgages but take priority over other junior liens. In some cases (super-priority lien states), HOA liens can partially prime first mortgages.
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