Escrow & Title
In Missouri, a 'survey exception' in a title policy means the policy does NOT cover:
ATitle defects discovered by the title company
BMatters that would be disclosed by an accurate survey (encroachments, boundary disputes, easements not in the public record)✓ Correct
CGovernmental liens
DPrevious owner's mortgages
Explanation
Standard title policies often contain a survey exception, excluding coverage for matters that a current, accurate survey would reveal — such as encroachments, boundary issues, or easements not shown in public records. ALTA extended coverage eliminates this exception.
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