Fair Housing
Which of the following is an example of a reasonable modification under the Fair Housing Act for a person with a disability?
AInstalling a wheelchair ramp at the tenant's expense with landlord approval✓ Correct
BRequiring the landlord to pay for all modifications
CModifying a neighbor's unit
DEliminating all common area amenities
Explanation
Reasonable modifications are physical changes to the unit needed by a person with a disability. In private housing, the tenant typically pays for modifications and may be required to restore the unit at move-out.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Short SaleA sale of real property where the sale proceeds are less than the outstanding mortgage balance, requiring lender approval.
Private Mortgage Insurance (PMI)Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
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