Finance
Under the CRA (Community Reinvestment Act), Missouri lenders are encouraged to:
AOnly lend to high-income borrowers
BMeet the credit needs of all segments of their communities, including low- and moderate-income areas✓ Correct
CAvoid agricultural lending
DLimit lending to urban areas
Explanation
The CRA requires federally regulated banks to meet the credit needs of all segments of their communities, including low- and moderate-income areas, to counter the historical effects of redlining.
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