Property Management

A Montana property manager overseeing a residential development's HOA must ensure that the association maintains adequate reserves for major capital repairs. This is important because:

AThe state requires all HOAs to maintain a minimum reserve balance
BInadequate reserves can lead to special assessments, deferred maintenance, and reduced property values—affecting all homeowners✓ Correct
CReserve funds earn tax-free interest under Montana law
DOnly commercial condominiums need reserve funds

Explanation

Adequate HOA reserves are critical for long-term property value. Without reserves, associations must levy special assessments for major repairs (roof replacement, parking lot resurfacing), creating financial burden and potentially reducing property values and sales prices.

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