Real Estate Math

A Montana seller takes back a purchase money mortgage for $125,000 at 6% interest, with monthly payments of $750, and a balloon payment due in 7 years. What is the monthly interest on the original balance?

A$625✓ Correct
B$750
C$375
D$500

Explanation

Monthly interest = $125,000 x 0.06 / 12 = $7,500 / 12 = $625. To solve this, multiply the relevant values: $125,000 and $750, at 6%.. The correct answer is $625.. This is a common calculation on the Montana real estate exam.

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