Real Estate Math

A mortgage balance is $195,000 at 6% annual interest. What is the monthly interest charge?

A$780
B$975✓ Correct
C$1,170
D$1,365

Explanation

Monthly interest = $195,000 × 0.06 ÷ 12 = $11,700 ÷ 12 = $975. To solve this, multiply the relevant values: $195,000 at 6%.. The correct answer is $975.. This is a common calculation on the Montana real estate exam.

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