Contracts

In Montana, a buyer who makes an offer with a financing contingency and is denied a loan should:

AProceed to closing without financing
BNotify the seller within the contingency period and exercise their right to cancel and recover earnest money✓ Correct
CAutomatically forfeit their earnest money
DExtend the closing date indefinitely

Explanation

A financing contingency protects the buyer if they cannot obtain the specified loan. If denied, the buyer must notify the seller within the contingency period to properly cancel the contract and recover their earnest money.

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