Contracts

In Montana, a 'residential purchase agreement' typically includes specific provisions for what happens if the property does not appraise at the purchase price. A standard appraisal contingency allows the buyer to:

AAutomatically cancel and get the earnest money back for any appraisal below list price
BRenegotiate the price with the seller, or cancel and recover earnest money if the parties cannot agree on a price adjustment for a low appraisal✓ Correct
CRequire the seller to lower the price to the appraised value
DHave the appraiser redo the appraisal at the seller's expense

Explanation

A standard appraisal contingency allows the buyer to renegotiate if the appraisal comes in below the contract price, or cancel and recover earnest money if the seller will not reduce the price to the appraised value. The seller may also choose to lower the price, maintaining the transaction.

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