Escrow & Title
In Montana, a title insurance policy insures against loss from defects in title that 'first arise after the policy date' only in limited circumstances such as:
AMarket value decreases
BForgery of documents signed after the policy date, or certain off-record defects not known at the policy date✓ Correct
CEnvironmental contamination discovered after closing
DNatural disasters affecting improvements
Explanation
Title insurance primarily covers defects that existed before the policy date but were not discovered. Limited post-policy coverage may include forgery of future documents, certain 'gap' coverage, and specific endorsements for matters arising after the policy date.
Related Montana Escrow & Title Questions
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