Escrow & Title

In Montana, the closing disclosure (CD) provided under RESPA/TRID must be delivered to the buyer at least how many business days before consummation?

A1 business day
B3 business days✓ Correct
C5 business days
D7 business days

Explanation

Under TRID (TILA-RESPA Integrated Disclosure), the Closing Disclosure must be provided to the buyer (borrower) at least 3 business days before loan consummation (closing). This gives the borrower time to review and compare final loan terms against the loan estimate.

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