Escrow & Title
In Montana, title 'exceptions to coverage' in a title insurance policy typically include all of the following EXCEPT:
ARights of parties in possession not shown by public records
BStandard defects in title that occurred before the policy date that were discovered by the title search✓ Correct
CUnrecorded easements or claims not shown by public records
DMining claims or water rights not shown by public records
Explanation
Standard exceptions include parties in possession, unrecorded claims, water rights not in public records, and mining claims. Defects actually discovered by the title search would be listed as specific exceptions or would need to be cleared—they are not standard exclusions.
Related Montana Escrow & Title Questions
- In Montana, a 'commitment for title insurance' will list specific 'Schedule B' exceptions, which are:
- A deed of trust differs from a mortgage because with a deed of trust:
- A general warranty deed provides the greatest protection to the buyer because it:
- The HUD-1 Settlement Statement has been replaced for most residential mortgage transactions by the:
- The proration of property taxes at closing is based on:
- A 'warranty forever' clause in a Montana general warranty deed means the grantor:
- In Montana, real estate closing typically involves:
- In Montana, a 'gap' in title refers to:
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