Fair Housing
Under the Fair Housing Act, 'disparate impact' means that a facially neutral policy:
AIntentionally discriminates against a protected class
BHas a discriminatory effect on a protected class even without discriminatory intent✓ Correct
CApplies equally to all applicants regardless of protected class
DOnly affects commercial property landlords
Explanation
Disparate impact occurs when a facially neutral policy (one that does not explicitly mention a protected class) has a disproportionately adverse effect on a protected class, even if there was no discriminatory intent.
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