Property Valuation

A competitive market analysis (CMA) performed by a real estate agent differs from a formal appraisal because a CMA:

AAlways provides a more accurate value than an appraisal
BIs a broker's opinion of value using comparable sales, not a certified appraisal prepared by a licensed appraiser✓ Correct
CIs required by lenders for all mortgage transactions
DMust follow USPAP (Uniform Standards of Professional Appraisal Practice)

Explanation

A CMA is a real estate agent's informal opinion of value based on comparable sales, used to guide pricing. It is not a formal appraisal and cannot substitute for a certified appraisal for lending purposes.

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