Property Ownership

A Nebraska property owner's spouse has homestead rights. If the owner wants to mortgage the property, the spouse must:

ASign the mortgage only if they are on the deed
BSign the mortgage to release homestead rights regardless of whether they are on the deed✓ Correct
CGive verbal consent only
DDo nothing — homestead rights don't affect mortgages

Explanation

In Nebraska, a non-titled spouse must sign the mortgage to release their homestead rights. Nebraska homestead law protects the family home, and lenders require both spouses to sign to ensure a valid first lien.

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