Agency

A seller's agent who learns the buyer's lender has declined the buyer's loan application should:

AKeep this information confidential until the buyer officially cancels
BInform the seller immediately, as it is a material development affecting the likelihood of closing✓ Correct
CWait 48 hours before informing the seller
DOnly tell the seller if the buyer's contingency period has not expired

Explanation

The seller's agent has a duty to keep the seller informed of material developments. Learning the buyer's financing has been denied is critical information that affects the seller's decisions about the transaction.

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