Finance
The Equal Credit Opportunity Act (ECOA) prohibits lenders from discriminating in credit decisions based on:
AIncome level and credit score
BRace, color, religion, national origin, sex, marital status, age, or receipt of public assistance✓ Correct
CDebt-to-income ratio and employment history
DProperty location in rural areas
Explanation
ECOA prohibits credit discrimination based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance. Lenders must evaluate creditworthiness on objective financial criteria.
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