Real Estate Math

A Nevada buyer wants a maximum monthly payment of $1,800 for P&I. Using a factor of $6.00 per $1,000 (30-yr, 6%), what is the maximum loan amount?

A$270,000
B$300,000✓ Correct
C$315,000
D$330,000

Explanation

Maximum loan = (Monthly payment ÷ factor per $1,000) × 1,000 = ($1,800 ÷ $6.00) × 1,000 = 300 × 1,000 = $300,000.

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