Property Ownership
An encroachment occurs when:
AA utility company gains access to a property for maintenance
BA structure or improvement from one property crosses onto an adjacent property✓ Correct
CA lender places a lien on a property for unpaid mortgage
DA government agency designates land for public use
Explanation
An encroachment is when a building, fence, or other structure extends across a property boundary line onto a neighboring property, which can create legal disputes over title and use.
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