Fair Housing
Which of the following is an example of steering under Nevada and federal fair housing law?
ADirecting a Hispanic family only to listings in predominantly Hispanic neighborhoods✓ Correct
BProviding all clients with a list of all available properties in their price range
CRecommending a neighborhood based on school ratings
DRefusing to show a property to a pre-qualified buyer
Explanation
Steering involves guiding prospective buyers or renters toward or away from certain neighborhoods based on their membership in a protected class. Directing a Hispanic family only to Hispanic neighborhoods is a classic example of illegal steering.
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Key Terms to Know
Steering
An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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