Fair Housing
Redlining refers to the illegal practice of:
ARequiring buyers to have higher down payments
BDenying loans or insurance in certain geographic areas based on race or ethnicity✓ Correct
CListing properties in racially transitioning neighborhoods at inflated prices
DRequiring extra disclosures in minority areas
Explanation
Redlining is the discriminatory practice of refusing to lend, insure, or provide services in certain geographic areas based on the racial or ethnic composition of those areas. It violates the Fair Housing Act, ECOA, and other laws.
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