Fair Housing
Redlining refers to which discriminatory practice in real estate and lending?
ACharging higher commissions to minority clients
BRefusing to lend or offer insurance in certain geographic areas based on racial composition✓ Correct
CMarking a property as 'sold' before it is actually under contract
DSteering buyers toward or away from certain neighborhoods based on price
Explanation
Redlining is the discriminatory practice by lenders and insurers of refusing to provide services in certain neighborhoods based on the racial or ethnic composition of those areas. It is illegal under the Fair Housing Act and the Community Reinvestment Act.
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