Agency

What is the relationship between a Nevada mortgage broker and the loan applicant?

AA mortgage broker is always the borrower's agent with full fiduciary duties
BA Nevada mortgage broker typically acts as an intermediary, not a traditional fiduciary agent — they facilitate the loan transaction by connecting borrowers with lenders and are regulated by the Mortgage Lending Division✓ Correct
CA mortgage broker represents the lender exclusively
DA mortgage broker and real estate agent have identical legal relationships with clients

Explanation

Nevada mortgage brokers are regulated by the Mortgage Lending Division. Unlike real estate agents, mortgage brokers serve as intermediaries between borrowers and multiple lenders. Their legal duties differ from the fiduciary duties owed by real estate agents, though they owe duties of good faith and fair dealing.

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