Escrow & Title

What is a 'lien search' in a Nevada transaction and what does it typically include?

AAn inspector's search for concealed structural defects
BA search of public records to identify all liens and encumbrances against a property — typically includes mortgages, judgment liens, tax liens, HOA assessment liens, mechanic's liens, and utility liens✓ Correct
CA search conducted by NRED for license violations involving the property
DA physical search of the property for undisclosed improvements

Explanation

A lien search is part of the title search process. In Nevada, it covers: deeds of trust/mortgages, recorded judgment liens, property tax delinquencies (county treasurer), HOA assessment liens, mechanic's liens, federal and state tax liens, and utility assessment liens. Clearing liens before closing is essential — buyers take title subject to any liens not paid off and recorded releases. The title company typically coordinates payoff demands and recording of releases at closing.

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