Escrow & Title

What is a 'subordination agreement' in a Nevada real estate transaction?

AAn agreement by a tenant to vacate the property upon sale
BAn agreement by a lienholder to allow their lien to be placed in a lower priority position relative to another lien, often required when refinancing✓ Correct
CAn agreement subordinating the buyer's earnest money to the seller's equity
DA state form required for all Nevada short sales

Explanation

A subordination agreement allows a senior lienholder to agree that their lien will be placed in a lower priority position. In Nevada, this commonly occurs when a seller carries back a second mortgage and agrees it will be subordinate to the buyer's new first mortgage, or when a property owner refinances and an existing junior lienholder must agree to maintain their subordinate position.

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