Escrow & Title

What is a title guarantee versus title insurance in Nevada?

AThey are identical forms of title protection
BA title guarantee is a promise by the grantor to compensate for title defects (limited personal liability); title insurance is a comprehensive insurance policy covering losses from title defects✓ Correct
CTitle insurance is only for commercial properties
DA title guarantee provides broader coverage than title insurance

Explanation

Title insurance provides comprehensive protection against financial loss from title defects, backed by an insurance company's reserves. A title guarantee is a personal promise by the grantor — its value depends on the grantor's financial ability to make good on any claim. Title insurance is strongly preferred in Nevada.

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