Fair Housing
What is an insurance company's fair housing obligation under the Fair Housing Act in Nevada?
AInsurance companies are exempt from the Fair Housing Act
BThe Fair Housing Act prohibits insurance companies from refusing to insure, varying coverage, or discriminating in premiums based on a property owner's or buyer's protected class✓ Correct
CInsurance companies may set their own rates without fair housing restrictions
DOnly health insurance companies have fair housing obligations
Explanation
Insurance companies providing homeowners, hazard, or property insurance are subject to the Fair Housing Act. They cannot refuse coverage, limit coverage, or vary premiums based on the race, religion, national origin, sex, familial status, or disability of the applicant or the racial composition of the neighborhood.
Related Nevada Fair Housing Questions
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