Fair Housing
What is 'redlining' and what fair housing laws prohibit it?
ADrawing red boundary lines on zoning maps for high-density development
BThe illegal practice by lenders, insurers, or others of refusing to make loans, provide insurance, or offer services in certain geographic areas based on the racial or ethnic composition of those areas✓ Correct
CA Nevada real estate marketing technique focusing on a specific geographic farm area
DA NRED procedure for flagging properties with code violations
Explanation
Redlining historically involved banks refusing to make mortgage loans or insurers refusing to provide coverage in minority neighborhoods (literally drawn with red lines on maps). This practice is prohibited under the Fair Housing Act, the Community Reinvestment Act (CRA), and Nevada law. Today, redlining violations can be found when patterns of lending or service availability show discriminatory geographic exclusion. The CFPB and HUD actively pursue modern redlining cases.
Related Nevada Fair Housing Questions
- What are the seven protected classes under the federal Fair Housing Act?
- What is the 'disparate impact' theory under fair housing law, and how can it affect Nevada real estate practices?
- What is the penalty for a first-time fair housing violation under the federal Fair Housing Act?
- What is a housing voucher (Section 8) under the Housing Choice Voucher Program, and how does Nevada administer it?
- Which of the following is an example of a reasonable accommodation under the Fair Housing Act for a Nevada tenant with a disability?
- The Americans with Disabilities Act (ADA) primarily applies to real estate in the context of:
- What is 'quid pro quo' sexual harassment in housing under Nevada law?
- What is a 'housing voucher' (Section 8/HCV) and what Nevada law applies to landlords who receive applicants with vouchers?
Practice More Nevada Real Estate Questions
1,500+ questions covering all exam topics. Start free — no signup required.
Take the Free Nevada Quiz →