Property Ownership

What is 'specific lien' versus 'general lien' in Nevada property law?

ASpecific liens are more powerful than general liens in Nevada
BA specific lien attaches to a specific identified property (mortgage, mechanic's lien); a general lien attaches to all of the debtor's property (judgment lien) — understanding lien types affects how title is cleared in Nevada transactions✓ Correct
CGeneral liens affect only commercial properties in Nevada
DSpecific liens are recorded; general liens are oral agreements

Explanation

Specific liens attach to one identified property — a mortgage or deed of trust secures the specific property purchased; a mechanic's lien covers the specific property where work was performed. General liens (like a court judgment) attach to all of the debtor's property in the county where recorded. In Nevada, judgment liens recorded in a county become a general lien against all real property owned by the debtor in that county. Title searches must reveal both types of liens.

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