Finance

A New Hampshire homebuyer applies for an FHA loan. The maximum loan amount is determined by:

AThe buyer's annual income × 3
BHUD-established FHA loan limits for the county where the property is located✓ Correct
CThe property's assessed value only
DA fixed national limit the same in all states

Explanation

FHA loan limits vary by county and are set annually by HUD based on local median home prices. Limits are higher in high-cost areas.

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