Escrow & Title
A NH buyer who purchases a property 'subject to' an existing mortgage:
AAssumes full personal liability for the mortgage
BTakes title subject to the mortgage lien without personally assuming the debt✓ Correct
CMust refinance within 90 days
DIs protected by the due-on-sale clause
Explanation
Taking title 'subject to' an existing mortgage means the buyer takes ownership with the mortgage lien on the property but does not personally assume the debt. The original borrower remains personally liable.
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