Real Estate Math

A NH buyer's monthly mortgage payment (P&I only) on a $250,000 loan at 7% for 30 years is approximately $1,663. How much of the first payment goes toward interest?

A$1,458
B$1,458.33✓ Correct
C$1,750
D$583.33

Explanation

First month's interest = Principal × annual rate / 12 = $250,000 × 0.07 / 12 = $17,500 / 12 = $1,458.

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