Escrow & Title

A NH 'certificate of title' issued by an attorney after a title search provides:

AThe same protection as a title insurance policy
BThe attorney's professional opinion on the status of the title based on the public record reviewed✓ Correct
CA guarantee that there are no title defects
DGovernment-backed insurance against title losses

Explanation

A title opinion (certificate of title) is an attorney's professional judgment about the condition of title based on a review of the public record. It is the attorney's opinion—not insurance. If the attorney's opinion is wrong and the buyer suffers loss, they may have a malpractice claim against the attorney.

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