Contracts

A NH purchase contract includes a financing contingency stating the buyer must obtain a loan commitment by a specific date. If the buyer cannot obtain financing and fails to notify the seller by that date, the result is typically:

AThe buyer automatically receives a 30-day extension
BThe contingency may be deemed waived and the buyer could lose their earnest money deposit✓ Correct
CThe contract automatically terminates with deposit returned
DThe seller must provide seller financing

Explanation

If a buyer fails to exercise a contingency (such as a financing contingency) by the specified deadline, the contingency may be deemed waived. The buyer would then be obligated to proceed with the purchase, potentially losing their earnest money if they cannot close.

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